Posted: September 9th, 2022

Healthcare Reforms in the United States

You will submit your 3 page paper in answer to these questions:
What do you consider to be the key issues regarding Health Care Reform? What are the policies to address these issues? 1.5 pg
Who are the various stakeholders in the Health Care Reform debate and how are they affected by the issues and the proposed policies to address the issues? In what ways might the proposed policies be discriminatory, if so to whom and in which ways? 1.5 pg
The papers are to include:
Introduction to the issue
Key elements
Help write my thesis – APA formatted
Healthcare Reforms in the United States
In the United States, public policies are formulated and implemented by federal and state governments to address and effect change in some of the economy’s most crucial sectors, such as education, health and national security. Over decades, many health care policies have been enacted and undergone comprehensive reforms designed to improve quality, affordability and accessibility of healthcare (Parker, 2017). However, these reforms are not within the peak of success as they are coupled with numerous issues affecting their implantation and execution. These challenges are daunting the process of health care reformation. Health care expenditure increasing by the day; as of 2017, health care constituted 18% of the GDP, with 22% by 2027. This increased health expenditure with minimal improvements in the quality and cost of health care is an unsuitable trajectory. This paper expounds on the issues facing health care reforms and potential policies to address the issues.
Affordable Care Act was enacted in 2010 with its primary goal was to reform the health sector through the provision of quality, affordable health care to the American people. However, the healthcare reforms are not without a share of difficulties. Firstly, the Affordable Healthcare Act’s passing contributed to introducing new regulations and taxes, affecting the cost of health care (Sommers, 2015). This led to the eradication of insurance options and a huge increase in insurance premiums, making healthcare more costly, especially for marginalized persons. The individual premiums increased, and family premiums skyrocketed by up to 140 %. The US Department of Health and Human Services claims that the policy has not only worsened the healthcare situation, but it has also pushed more Americans to remain uninsured and underinsured since they cannot afford the increased premiums (Uberoi, 2016). Moreover, affordable healthcare acts and the collective health care expenditure continue to increase with the increased restrictions and minimum choices for both employees and individuals, including those beneficiaries of taxpayer-funded health care programs.
Secondly, the healthcare system is integrated with several networks of health facilities, patients, physicians’, insurance providers, political affiliates and other stakeholders. Thus, any significant change in the system reshapes affects the entire systems. These parties with different ideologies, more so, the political realm is very opinionated with varying ideologies; thus, each party holds different beliefs and attempts to put forth legislation to chart their political ideologies. Thus, stakeholders such as pharmaceuticals or insurance spend lots of money trying to steer reforms in their favor. Sadly, it implements long-term solutions in health care so difficult as ideological shifts vary throughout solution n implementation (Ardell, 2020).
Thirdly, access, and quality crises affect the marginalized, uninsured, underinsured, and those living in abject poverty. According to the National healthcare quality and disparities report, over 40% of Americans remain under insure or completely uninsured, while 15% result from unfavorable terms of the already existing Medicare and Medicaid. This is a clear indication of discrimination in the health reform policies in favor of those financially stable counterparts, who can comfortably afford health care services in high-class medical facilities (Griffith, 2017). Financial constraints have left many Americans at the mercies of the government in the hope of adjusting health care rates. Another significant issue facing the healthcare reforms in America is that it pays twice per capita on health than other developed countries who pay the same but enjoy universal health coverage. As the population increased, the quality of healthcare in American is bound to deteriorate.
Recently, a bill was introduced to the senate’s table to attempt and reform the American health care system. The Consumer Health Insurance Act advocates for the low-income earners who are the most marginalized and discriminated by the affordable care act, by enabling their affordability to enroll in market place overage. In conjunction with other policies, this coverage will ensure that the coverage gaps are reduced and close to the uninsured rates and improve the affordability, accessibility, and quality of healthcare in America (Ardell, 2020).
Conclusion
Healthcare Is a very crucial sector of the economy that needs priority more funds allocation. With the dynamics of pandemics and diseases, having effective health care reforms is imperative to address issues facing health care such as health insurance coverage, health care expenditure and preventive care. Every American citizen deserves accessible, affordable and quality care services. Therefore, policies must be implemented to champion subsidized healthcare for every household in American while not overburdening the taxpayer who contributes to these health insurance programs’ success.

References
Griffith, K., Evans, L., & Born, J. (2017). The Affordable Care Act reduced socioeconomic disparities in health care access. Health Affairs, 36(8), 1503-1510
Parker, M. (2017). A Just Framing of Healthcare Reform: Distributive Justice Norms and the Success/Failure of Healthcare Reform in America.
Sommers, B. D., Gunja, M. Z., Finegold, K., & Musco, T. (2015). Changes in self-reported insurance coverage, access to care, and health under the Affordable Care Act. Jama, 314(4), 366-374.
Uberoi, N., Finegold, K., & Gee, E. (2016). Health insurance coverage and the Affordable Care Act, 2010-2016. Washington (DC): Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation.
Ardell, E., & White, D. (2020). Exploring the Affordable Care Act and Health Insurance Information Seeking with Google Trends. Journal of Consumer Health on the Internet, 24(3), 269-277.

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